Title is a large portion of the closing cost and not many buyers seem to fully
understand the significance of a “title search”. Simply put, a title search is
a background check on the property (e.g., who owns the house, who holds the
title for the property, any outstanding liens, back taxes, conflicting wills
etc.) Counterfeit titles are out there and a trusted title company is critical
to use during a purchase transaction. Many times Buyers, although paying for
it, have no idea how reputable the title company is.
2. What is Title Insurance?
Title insurance ensures and protects
the lender and the buyer from any defects on the title.
3. How do I prepare for a Sheriff Sale?
A sheriff sale auction is the
last step of a foreclosure process. As a Buyer, there are many ways to prepare for
a Sheriff sale such as preparing your financing, getting the property appraised, conducting
a title search for your protection & more.
4. What is a Lien Search?
A lien against a property means there is a
“debt” to be paid first before a homeowner can sell the house. There are
different types of liens such as mortgage lien, mechanics lien, tax lien, and
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